Did you know that around 14.6 million American properties are at risk for flooding? Some of the most common causes of floods include intense rainfall over a short time, tropical storms, and dam failures. 

Flooding costs Americans millions of dollars each year. When your house floods, you may have to pay for structural damage, lost belongings, and mold remediation services.

While flooding is stressful, don’t panic if your house floods. Are you wondering what to do when your house floods? If so, keep reading to learn how to deal with a flooded home. 

Wear Protective Gear

If your house floods, the first thing you should do is put on protective gear. Flood water can contain sewer, chemicals, bacteria, or even animals. Exposing yourself to floodwater could cause infection, illness, or injury. 

Before dealing with floodwater, wear gloves, a mask, and waterproof boots. When you finish dealing with the water, wash your clothes and shoes in hot water. 

Document the Damage

Once you are wearing the right gear, the next step is to document the damage. If you want to make an insurance claim, they will need to see extensive proof of the damage. 

Make sure you take pictures of your belongings, water damage, and structural problems. The insurance will use these photos to help determine how much money you will get from the claim. It also can help to take videos. 

Call Your Insurance Company

Because flooding can cause expensive damage, you should submit a claim with your insurance company. If the flooding is caused by a sewer backup or plumbing issue, homeowners insurance may cover the damage. 

If the flooding is caused by severe weather, you may need flood insurance. Before you sign up for homeowner’s insurance, it’s always a good idea to understand what your insurance covers. 

Clean Up the Water

Once you have all the documentation and contacted the insurance company, you need to clean up the water. Unless you have a wet-dry vacuum, you will need to get help with water damage. 

Hiring a water damage restoration company is best if the damage is severe or you are dealing with contaminated water. They will remove the water, dry out the flooded space, and disinfect the area. 

Prevent Mold Damage

Anytime you have moisture in your house, your house is at risk of growing mold. Having mold in your house can cause allergic reactions and damage your belongings. 

After you finish the water damage cleanup process, you should hire a mold remediation company to prevent mold growth. You also should throw away any items that do not fully dry out within 24-48 hours. 

Now You Know What to Do When Your House Floods

House flooding can result in expensive property damage, loss of belongings, and mold growth. While floods are unfortunate, how you respond to the situation can save your money and belongings. 

Did you enjoy reading this article on what to do when your house floods? If so, check out the real estate category to learn more about residential floods.